Best Special Rates and Terms in Racine, Wisconsin, WI

You are viewing rates from banks across

Below are special Certificate of Deposit special rates and terms from banks in Racine, Wisconsin. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Racine, WI - November 13, 2026

What is the best special CD rate in Racine, WI?

As of November 13, 2026, the highest special CD rate from a bank in Racine, WI is 4.97% APY from Johnson Bank (minimum deposit $5,000). The best rate with a $1,000 minimum or less is 3.25% APY from CIT Bank, a division of First-Citizens Bank and Trust (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Johnson Bank Franklin Office 81000 Branch	4.97% 3.22% 3.22%	$5,000 $100,000	9 months	Learn More Reviews
Rate History: 4.00% → 4.98% → 4.93% → 4.97%
First-Citizens Bank & Trust Company Gb - Milwaukee South Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
Johnson Bank Franklin Office 81000 Branch	3.85%	$10,000	33 months	Learn More Reviews
Rate History: 3.20% → 3.05% → 2.94% → 3.59% → 3.85%
Johnson Bank Franklin Office 81000 Branch	3.82%	$5,000	13 months	Learn More Reviews
Rate History: 3.50% → 3.35% → 3.10% → 3.49% → 3.82%
First-Citizens Bank & Trust Company Gb - Milwaukee South Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
CIBC Bank USA 743 North Water Street Branch	3.70%	$1,001	13 months	Learn More Reviews (6)
Johnson Bank Franklin Office 81000 Branch	3.40%	$5,000	18 months	Learn More Reviews
Rate History: 3.31% → 3.16% → 3.00% → 3.55% → 3.40%
The Huntington National Bank Cathedral Place Branch	3.25%	$1,000	9 months	Learn More Reviews (1)
Rate History: 3.56% → 3.05% → 3.05% → 4.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	2.75%	$1,000	59 months	Learn More Reviews (9)
Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75%
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	2.65%	$1,000	45 months	Learn More Reviews (9)
Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65%
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	2.60%	$1,000	35 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60%
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	2.55%	$1,000	25 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55%
The Huntington National Bank Cathedral Place Branch	2.50%	$1,000	5 months	Learn More Reviews (1)
Rate History: 4.34% → 4.08% → 3.82% → 4.00% → 2.50%
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	2.50%	$1,000	13 months	Learn More Reviews (9)
Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50%
JPMorgan Chase Bank, National Association Franklin 76th Street Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Racine, WI - November 13, 2026

Branch	Street	City	State
Johnson Bank Franklin Office 81000 Branch	3001 W. Rawson Avenue	Franklin	WI
First-Citizens Bank & Trust Company Gb - Milwaukee South Branch	4661 So 27th St	Milwaukee	WI
Johnson Bank Franklin Office 81000 Branch	3001 W. Rawson Avenue	Franklin	WI
Johnson Bank Franklin Office 81000 Branch	3001 W. Rawson Avenue	Franklin	WI
First-Citizens Bank & Trust Company Gb - Milwaukee South Branch	4661 So 27th St	Milwaukee	WI
CIBC Bank USA 743 North Water Street Branch	743 North Water Street	Milwaukee	WI
Johnson Bank Franklin Office 81000 Branch	3001 W. Rawson Avenue	Franklin	WI
The Huntington National Bank Cathedral Place Branch	535 East Wells Street	Milwaukee	WI
Johnson Bank Franklin Office 81000 Branch	3001 W. Rawson Avenue	Franklin	WI
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	9501 West Loomis Road	Franklin	WI
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	9501 West Loomis Road	Franklin	WI
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	9501 West Loomis Road	Franklin	WI
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	9501 West Loomis Road	Franklin	WI
The Huntington National Bank Cathedral Place Branch	535 East Wells Street	Milwaukee	WI
BMO Bank National Association Brenwood Park Senior Apartments Bran Branch	9501 West Loomis Road	Franklin	WI
JPMorgan Chase Bank, National Association Franklin 76th Street Branch	7100 South 76th Street	Franklin	WI